Bank teaches citizens to use three cards for safe use

Support one

Make the bank card password "invisible"

The reporter learned from the bank that bank card password verification is an important technical means for banks to verify the legality of bank card transactions, and it plays an important role in ensuring the safety of bank card funds. The password is protected. Even if the criminals obtain the card, they cannot steal the funds in the card.

The lawbreakers have been struggling to steal passwords. The main methods include deciphering simple passwords, peeping behind the camera, secretly shooting with pinhole cameras, asking for passwords by fake staff, modifying access control, modifying ATM password keyboards or pasting fingerprints on films to decipher passwords. How to help your bank card "invisible", the bank made the following suggestions:

1. Set a complex password. Don't set a password with simple numbers or use a birthday date or phone number as a password to prevent it from being deciphered by criminals.

2. Prevent the password from being peeped. Enter the password as quickly as possible and use the other hand to block the operation gesture.

3. Don't reveal the password. Do not disclose the password to anyone or record the password in a small note and put it in your wallet.

4. Beware of illegal modification of self-service equipment. Pay attention to whether there are extra devices or cameras on the card when entering the door and when operating on the ATM. Are there more password keyboards on the door, and are there any signs of modification on the ATM password keyboard?

Weapon II

Lock the bank card into the "safe deposit box"

The bank said that after the prying eyes of the bank card password, the next step is to bank card. After succeeding, they will steal the deposit in the card through ATM withdrawals, shopping malls and other methods. Therefore, it is particularly important to let the bank card enter the "safe deposit box", and the bank specifically reminds:

1. Read more before operation. It is necessary to be vigilant to pay attention to whether there are signs of modification at the entrance, and whether there are strangers around you that are too close to you. If necessary, you can remind others to keep a certain distance from yourself.

2. Concentrate on operation. When people are distracted, they should cover the bayonet with their hands to prevent the criminals from adjusting the package.

3. Check after operation. It is recommended that cardholders remember the last few digits of their bank card number or sign or mark the card so that they can identify the authenticity of the card in a short time.

4. After the card is swallowed, please do not leave immediately. Card swallowing caused by improper operation or wrong password input exceeds the limit, usually ATM will print out the operation record document. When the reason for ATM swallowing cannot be confirmed, it is best to stay in place and call the customer service phone of the issuing bank for consultation to prevent the criminal from stealing the card.

5. Report in time. If the cardholder confirms that the card has been stolen, he should immediately call the customer service phone of the issuing bank to report the loss and dial 110 to call the police, without giving criminals time to commit crimes.

Support three

Cover the card information with "iron shirt"

Banks said that usually criminals use bank card magnetic stripe information to create fake cards to steal money; or steal card numbers and passwords to steal money through online payment services. Therefore, the bank recommended that the public cover the bank card information with "iron shirt":

1. Prevent false access control. Be alert to redundant devices next to self-service bank entrances. Remember, there is no need to enter a password for access control.

2. Prevent the plug-in port from being modified. Pay attention to whether the color of the card insertion port is different from other parts of the ATM, and whether there are traces of pasting or modification. If any, you should contact the bank in time.

3. Properly handle ATM receipts. Do not discard the ATM withdrawal slip with the card number printed on it.

4. Do not reveal the card number. Do not inform the stranger of the card number or respond to suspicious emails requesting the card number, and do not leave the card number and other information on the computer in the public Internet place such as an Internet cafe.

5. Check bank statements in time and pay attention to bank SMS notification service. If any unidentified expenditures are found, the card issuing bank should be queried in time. In case the bank card deposit is stolen, the bank is immediately required to take account stop payment measures and dial 110 to call the police.